| After reviewing hundreds of credit cards and crunching the data on over 6,000 data points, we've found a needle in the cash back haystack that's a perfect fit if you have some urgency to avoid credit card interest charges and earn rich cash rewards. See, you may already know that The Ascent was founded by The Motley Fool to provide you with simple tactics that help you reach your money goals faster, including how to use credit cards to avoid interest, earn rewards, and increase your credit score. Which is why we're excited to pull back the curtain on this best-in-class pick. Its secret sauce? This card packs in a... - ...Market-topping 0% intro APR offer for a cash back credit card.
- ...Rich 5% cash back rewards program on rotating quarterly bonus category purchases you activate ($1,500 spending cap each quarter)
- ...Easy $150 bonus with a one of the lowest spending hurdles we've seen — just spend $500 within three months to qualify
- ...Low balance transfer fee that is only available for a limited time after approval
- ...A simple application to get a credit decision in under two minutes.
With such a rich feature set, it's hard to believe this card packs in a $0 annual fee, to boot. Just click the button below to get the full rundown on this best-in-class pick. Inside, you'll also uncover a simple interest-cutting tactic many cardholders ignore. Overlook this and you could be handing over more interest to a bank than you need to. | 
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