| Dear Reader, Joel Litman's L.O.C.K. system has a proven track record of separating the winners from the losers in the stock market. Like in 2016, when Joel was giving a speech in Munich... And his L.O.C.K. system zeroed in on potential trouble at BMW. The investment world was all-in on the luxury car maker. Nowhere more so than its native country, Germany. So you can imagine the reaction when Joel stood on stage in Munich and told a crowd of German investors to sell their BMW stock. People rolled their eyes and groaned. Many of them whistled, which is like booing in Europe…but they should have listened to every word Joel said (his L.O.C.K system was eerily accurate). And since then, BWM has dropped 40%... 
The crowd was wrong. The L.O.C.K. system was right. Or take the case of Alaska Air. Back in 2017, Joel's L.O.C.K. system spotted some serious discrepancies in Alaska Air's numbers. While most experts were screaming "Buy!" – L.O.C.K. said to sell this company and avoid the mess. 
Over the next couple of years, Alaska Air's share price tanked... down 66%. 
Back in 2012, L.O.C.K. spotted a similar situation to today. Oil and natural resource prices were on the verge of a crash. Even a small drop in oil prices would destroy the revenues of the industry's key players. Yet no one was talking about it. They didn't look at the numbers the same way as L.O.C.K. Over the next few years, the L.O.C.K. system said to sell or avoid a number of related stocks, like Continental Resources, Occidental Petroleum, and Schlumberger. 
Within months, those stocks had dropped 77%, 61%, and 52%, respectively. Anyone who took L.O.C.K.'s advice avoided catastrophic losses in the oil sector... 
L.O.C.K. even spotted the March 2020 crash a month early. (And it called the bottom of the market on March 16, too.) Now, Joel's L.O.C.K. system is flashing red. One particular sector of the market is on the verge of a crash. And many popular stocks could drop like a rock. As Joel says, "Most Americans are woefully unprepared for this massive market shift." That's why he suggests all Americans need to do one thing before May. Regards, Sam Latter
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