Securing Your Wealth, Health and Happiness

There are several keys to happiness, and research shows that financial health can not only help you lead a rich life but also improve your health and relationships. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

SPONSORED [VIRAL] Former CBOE Trader: "I QUIT!!!" Many years ago, this future trading legend was making a killing on the Chicago Board Options Exchange... but he HATED making the rich richer... So he QUIT - and went to work for himself. Since, he's made 3,765 trade recommendations, averaging a 12.7% gain every three days... Achieving in three days what Goldman Sachs hopes to achieve every THREE YEARS. Now this independent multimillionaire trader is revealing his No. 1 secret for making up to 136%... 178%... and 188% in 24 hours... whether a stock goes up... or down! See why he's calling it "the PERFECT strategy for today's markets." Here's how it works... THE SHORTEST WAY TO A RICH LIFE The "Blue Zone" of Financial Well-Being Alexander Green | Chief Investment Strategist | The Oxford Club In a previous column, I discussed National Geographic Fellow Dan Buettner's exciting new research on the "Blue Zones," home to the world's happiest and longest-living people. And while money doesn't always lead to a longer and more satisfying life, it certainly doesn't hurt. For example, in a Gallup-Sharecare study, nearly 90% of people who were managing their finances well said their relationship with their spouse or partner was strong. Yet when finances were cited as a sore point in the household, the number of happy relationships plunged to just 60%. Moreover, it didn't matter whether the couples were affluent or not. Money troubles create relationship troubles. I've seen plenty of couples, for instance, where one was an avid shopper and the other a dedicated saver. That's a bad combo. I knew another where one wanted to tap into retirement savings to get a new boat - or remodel the kitchen - and the other felt strongly otherwise. Things went decidedly south from there. Financial compatibility - or at least peacemaking compromise - seems to be a prerequisite for connubial bliss. Arguing and worrying about money is toxic. It creates stress and conflict. Yet when a household's finances are managed smartly, relationships improve. Studies show there is even an inverse relationship between wealth and obesity. Financial well-being, it turns out, even helps keep you slim. (An important consideration since obesity is highly correlated with hypertension, heart disease, diabetes, stroke, dementia and some forms of cancer.) Yet in the 2020 Retirement Confidence Survey, the longest-running survey of its kind, only 27% of workers said they were very confident they'd have enough for a comfortable retirement. (In fact, only 30% of current retirees are very confident they have enough.) This isn't terribly surprising when you consider that 32% of Americans have no savings - and 58% have less than $1,000 set aside. This is a national tragedy, one that will have serious ramifications down the road when nonsavers petition their elected representatives to redistribute the incomes of those who have saved and invested. SPONSORED A Completely FREE Gold Stock Backed by the world's most famous investor (he's invested more than $560 MILLION)... This company produces gold for just $894 an ounce! Get the company's name and FULL ticker symbol - click here. Don't get me wrong. Some people are poor due to bad genes, bad luck or circumstances beyond their control. But can this possibly describe the nearly two-thirds of Americans who haven't saved for a rainy day... much less up to three decades of retirement? Especially when financial independence requires only three things: A basic understanding of what happens when money compounds A resolution to save and invest regularly The discipline to follow through. Here's an example... Up until you're 25, your need for a home, transportation, healthcare and other expenses may take every penny you earn. But starting at age 25, let's say you invest $190 a month in an S&P 500 index fund and earn nothing more or less than the market's long-term average annual return of 10%. With dividends reinvested, that would turn into $1.02 million by age 65. That's right. Just $190 a month is all it takes to go from flat broke to millionaire status. According to the U.S. Census Bureau, the median household income in this country in 2018 was $61,937. So $190 requires the average household to save just 3.6% of its income - or less than 5% post-tax - to hit the seven-figure mark in 40 years. Even if a household could save only $95 a month, it would still turn into a half-million dollars in 40 years. (And if they bought a home - and didn't pull out and spend the equity along the way - that would likely get them the rest of the way to millionaire status.) Saving. Investing. Compounding. Building equity. It's so simple. Yet many Americans never get out of the starting blocks. Why? A major reason is too many people decide they'll start saving after all their wants and needs are met. That doesn't work. We live in a wonderful free market system where companies knock themselves out to bring us a constant array of exciting new products and services. If you plan to start saving after all your family's desires are met... well, good luck with that. Here's the bottom line: Financial freedom doesn't just provide you with security and peace of mind. As Dan's research reveals, your health and happiness may depend on it as well. Good investing, Alex P.S. I'm pleased to say that Dan will be delivering a keynote presentation, "Blue Zones: Lessons From the World's Longest-Lived People," at The Oxford Club's Investment U Conference this week. Although the conference is sold out, you can still see Dan's presentation - along with my own and many other excellent speakers' - by registering for our LIVEstream option. Leave a Comment Click here to watch Alex's latest video update. For Alex's latest video updates, subscribe on YouTube. JOIN THE CONVERSATION Facebook Twitter Email Share MORE FROM LIBERTY THROUGH WEALTH Quant Investing's Biggest Edge Prepare Your Portfolio for the 2020s Listen Now: Alexander Green on The Charles Mizrahi Show SPONSORED 2021: The Year of Stockflation? $11.2 TRILLION is about to unleash the biggest force to ever hit the market... But three new initial public offerings could reap the fastest gains... Get the Details Here You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. 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